Same Sex Marriages Should Be Legal Essay - 2318 Words

The federal government should get involved on the issue over same-sex marriages. Same-sex marriages should be legal nation wide. It is time that the government follows the Golden Rule to treat others as you want to be treated. The Constitution states equal justice for all, and therefore the government should pursue the fight to end marriage discrimination nation wide. Due to the conflicting problems in the different states the federal government should have the final word on same-sex marriages. Same-sex marriage permits couples of the same gender to enter into legally recognized marriage and provides them with the same legal rights as couples in heterosexual marriages. Opponents of same-sex marriages argue that the institution of marriage should apply to unions between one man and one woman. Allowing gay couples to marry opponents say it undermines the institution of marriage itself. Some who object to same sex marriages support the idea of civil union rather than marriages of the same sex. Advocates say that such unions are not fully equivalent to marriage and deprive same- sex couples of equal rights. The legislation of gay marriages is a controversial issue in many states in our country. Same-sex marriages should be permitted in all 50 states. Most of the action taken in the gay marriage debate has been through court cases mounted by gay couples who demand the right to marry. An important aspect of couples bringing cases to courtShow MoreRelatedSame Sex Marriage Should Be Legal1288 Words   |  6 Pages Marriage is not precisely the same as it used to be interpreted. For example, women used to be their husband’s property. Sometimes the women were forced to marry whoever their parents wanted them to marry and most of the time they couldn’t leave the marriage. Nowadays women have more freedom. They can vote, they can run their own business, and they can marry whichever man they want to. The laws change as the people’s mind change. As they get more comfortable with the idea, they become more openRead MoreSame Sex Marriage Should Be Legal Essay1475 Words   |  6 PagesSame sex relationships relate to when a man or woman are attracted to someone of the same gender of themselves. It is being rejected as same gender marriage denies the obvious purpose between a man and a women which is procreation (Richardson-Self, 2012). Denying same sex couples the legal right to ge t married, could mean that they are being denied their basic human rights to enjoy human benefits (Richardson-Self, 2012). However, the opposing view is that if gay marriage was granted the legal rightsRead MoreSame Sex Marriage Should Be Legal1403 Words   |  6 PagesSame-Sex Marriage â€Å"I now pronounce you†¦Ã¢â‚¬  At some point in a person’s life, they have heard or will hear those words. What follows, however, has changed somewhat over the years; although, the commitment has remained the same. Those words historically indicate that until the death of a spouse, that couple shall remain together. Who should be able to determine whom that spouse is for that person? Some people judge others for their sexuality and how it is affecting them, but they never stop andRead MoreSame Sex Marriage Should Be Legal1144 Words   |  5 PagesGay Marriage There are many issues the revolve around same-sex marriage. Many issues like: Whether same-sex should be legalized and should there be an amendment on same-sex marriage? There are multiple side to view this, but gay marriage but in my opinion gay marriage is socially accepted. it should be legal and it does affect American teens in a broad spectrum of ways. There have been a lot of issues on whether or not same-sex marriage should be legal or not. According to Burns, â€Å" The unionRead MoreSame Sex Marriage Should Be Legal998 Words   |  4 PagesSame sex marriage ought to be legalized on the grounds that it is uncivilized and unmerited. Marriage is a commitment between two people that cherish one another. In almost every country and culture, marriage is a commitment of loyalty and love. Marriage is an authority contract gathering two individuals together, furnishing them with profits of holy matrimony such as tax cuts and clinical privileges. The debate throughout most countries today is whether or not the rights of these profits and commitmentsRead MoreSame Sex Marriage Should Be Legal1659 Words   |  7 Pages Same-sex couples can hardly remember a time where they were not fighting for their right to marriage in the United States. After several court cases, California Proposition Six, and their struggle against the Defens e of Marriage Act (DOMA), same-sex couples found their way into U.S. society. Many misguided studies appealed to those opposing same-sex marriage, but after several years of integrating in society, same-sex couples found the support they were looking for. Before the Supreme CourtRead MoreSame Sex Marriage Should Be Legal899 Words   |  4 Pages In the United States, same sex marriage became legal nationwide on June 26, 2015, when the United States Supreme Court overruled the court in favor of same sex freedom and marriage. The victory of same sex marriage came to be recognized from the Obergefell v. Hodges case which was submitted when an American Ohio man was denied and regretted to get his name on his late husband’s death certificate. Same sex marriage has been a controversial social issue in the United States for several decades. SinceRead MoreSame Sex Marriage Should Be Legal1491 Words   |  6 PagesSame sex marriage is one of the most debatable issues in the modern world. Marriage has been accepted as the social union between a man and a woman for the past thousand years. Homosexuality was viewed with scorn, and marriages among same sex couples were prohibited in most cultures across the globe. However, gay relationships are slowly obtaining acceptance, as homosexuals have come to be expressive in fighting their rights to marry in the early 90’s. As homosexuality grows in acceptance in theRead MoreSame Sex Marriage Should Be Legal892 Words   |  4 PagesLove Same sex marriage is now allowed in all states across the country. But it took years and years for this â€Å"issue† to be finally laid to rest. The first state to legalize same-sex marriage was Massachusetts in 2004. There was not a last state to legalize gay marriage. The supreme court realized how many states were now legalizing it, so they just had all of the states left legalize it as well. ProCon.org supplies information that â€Å"Twenty-six states were forced to legalize gay marriage becauseRead MoreSame Sex Marriage Should Be Legal2253 Words   |  10 Pages1776). The recognition of same-sex marriage is an issue influenced by numerous factors, and debates continue to arise over whether people in same-sex relationships have the right to marriage. Marriage provides many benefits, legally, financially, and personally. Same-sex marriage can open up those in same-sex relationships to tax benefits and financial demands comparable to those afforded to and required of peo ple in opposite-sex marriages. Same-sex marriage also gives them legal protections, such as

Top 10 Emerging Consumer Behavior Trends in Recession Free Essays

Recession†¦a word that everyone these days has had at least once on their minds. Changes in our personal lifestyles and even professional directions could not help but happen. There is not so much freedom of realizing our plans and dreams. We will write a custom essay sample on Top 10 Emerging Consumer Behavior Trends in Recession or any similar topic only for you Order Now There is not so much passion any more in things that fueled us before. At the same time, the show must go on and if you are an observant marketer or a simple consumer, you must have started witnessing the following consumer trends driven by these challenging times. 1. Sellsuming† – the increased need for cash prompted most consumers become â€Å"sellsumers† as the folks behind April’s 2009 trendswatching report named them. Consumers become very creative in selling â€Å"extra† space, services or products. Great examples include: renting space (residential and even parking), reselling unwanted clothes, furniture, jewelry, providing expert advice or extra help in gardening and on. What have you done recently? 2. Fishing for low-cost entertainment – spending more time than money on entertainment, or getting entertained at home becomes another common pastime for recession-councious consumers. Some turn to online gaming, which is free and easily accessible, some arrange for more movie/favorite show nights using hulu. com or renting a bunch of DVDs on Netflix or elsewhere. According to emarketers’ analyst Paul Verna, â€Å"comScore’s measurements (up 27% more unique visits and 42% more total playing time in December 2008 than in December 2007) highlight the ongoing shift from high-cost, console-based gaming toward free, browser-based alternatives. † 3.  If affluent, buying more online with discretion – people with extra money now flock on web to keep their shopping lifestyle in a more discrete way. According to emarketers’ article, affluent shoppers comprise of one fourth of all US internet audience, mostly focusing on buying PCs and mobile devices. Online merchants – this is your audience to court these days! 4. Increased online services and social media usage – increased unemployment and job â€Å"insecurity† causes many people spend more time online while looking through the classified ads for jobs, services and then â€Å"some†. According to the Pew Research Center, the use of online classified advertising Websites doubled from 2005 to 2009. Emarketer also points out that â€Å"Twenty-two percent of US Internet users went on the sites in 2005, and in 2009, the proportion climbed to 49%. Daily use went from 4% to 9% in the same timeframe†. The â€Å"some† represents becoming more engaged in social networking sites to collectively share ideas, connections and any other information that simultaneously adds flavor to the trends # 6, 9 and 10. 5.  Smart shopping – looking for bargains offline and online becomes more usual pastime in efforts to economize on price and value, while trading in more time. Internet shopping again becomes a more preferable channel to accommodate this buying behavior. Do you use any of the shared secrets to get your best deals? 6. Increased propensity to social harmony – our natural inclination to re-prioritize our values in â€Å"cold and severe† economic climate drives us to spend more time with our families, friends and loved ones. We tend to turn to our families to get through the tough slides on the way. Companies that cater to these emerging â€Å"quality time† experiences can bolster loyalty and engagement of their existing customers and gain a number of new ones! 7. Increased value of health – focusing on health as the â€Å"real wealth† motivates increased popularity of engaging into various sports activities to maintain this â€Å"somewhat† controllable asset we all have. Finding happiness in health of bodies versus stock market is much more feasible and tangible. While gyms owners might ponder on this trend, consumers can still choose from a variety of free alternatives, including jogging, walking and biking. 8. Skills enhancement and training – laid off or not, people tend to become more genuinely interested in continuing their education to add value to their employability, or to cope with the reduced resources to maintain their career or a small business or to get distracted from the â€Å"depressed job market†. . More love and dating – who knew that recession induces romance? According to NYTimes, â€Å"Online and offline matchmakers are reporting that dating interest is up, way up. Match. com, for instance, had its strongest fourth quarter in the last seven years, and brick-and-mortar outfits like Amy Laurent International, a matchmaking service with outposts in New York, Los Angeles and Miami, say business is up 40 percent among women over the last four months. The reasons vary from more time on hands due to being unemployed or underemployed, more affordable way to meet singles online to seeking comfort in relationships during the difficult times (closer to trend # 6)! 10. Cooking from scratch to save and have fun – less money as discretional income translates into less often dining out and more cooking at home choices. Simultaniously, the propensity to cherish relationships and social affiliations drives consumers to arrange for more cookout get-togethers. Sharing a meal made from scratch both provides quality dining experience and befriends all engaged participants! How to cite Top 10 Emerging Consumer Behavior Trends in Recession, Essay examples

Operating Exposure Essay Example

Operating Exposure Paper Xian- Janssen Pharmaceutical (China) and the Euro INTERNATIONAL FINANCIAL MANAGEMENT Case Questions and Answers 1. How significant an impact do foreign exchange gains and losses have on corporate performance at XJP? What is your opinion of how they structure and manage their currency exposures? During 2003, the dramatic raise in the value of Euro against the dollar resulted in foreign exchange losses of Rmb 75 billion, out of which Rmb 60 billion were charged as 2003 cost of hedging. The year of 2003 proved to be fortunate for the XJP Company, housing fund adjustment and inventory valuation reversal recorded extraordinary gains of Rmb 70 billion. These gains had lessened the negative influence of the foreign exchange losses on the company’s net earnings resulting in a net increase of Rmb 10 billion. In 2004, The Company estimated the Euro to further appreciate relative to the US dollar. Estimated foreign exchange losses were Rmb 75 billion. Since the year 2004 is unlikely to be fortunate like 2003, the appreciation of the Euro is estimated to affect the profitability of the company and result in a reduction of 4. 6% in net earnings. I think XPY Company should consider getting raw material and finished products from suppliers, other than JJ, specifically who are based in countries where currencies are pegged to the US dollar. Moreover, the company should negotiate and discuss the possibility of setting lower internal transfer prices and applying centralized hedging practices where the parent company attempt to net transaction exposure of all its subsidiaries. . JJ has roughly 200 foreign subsidiaries worldwide. It has always pursued a highly decentralized organizational structure, in which the individual units are responsible for their own performance from the top to the bottom line of the income statement. How is this reflected in the situation XJP finds itself? Examining the case of XJP along with the losses generated from FX movements and hedging costs, decentralized organizational structure proved to be inefficient. We will write a custom essay sample on Operating Exposure specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Operating Exposure specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Operating Exposure specifically for you FOR ONLY $16.38 $13.9/page Hire Writer In this example, granting XJP Company the full responsibility to manage currency risks and bear hedging costs negatively affected the company’s profitability. However, I still believe that the management of XJP Company should be given a room of freedom (decentralization) in other areas like deciding from where to import and with whom to deal. Moreover, the company should be given the opportunity to produce more than just generic products, to positions its differentiated products and to market them. 3. What is the relationship between actual spot exchange rate, the budgeted spot exchange rate, the forward rate, and the expectations for the Chinese subsidiary’s financial results by the U. S. parent company? Actual spot exchange rate is defined as rate of a foreign-exchange contract for immediate delivery. It’s basically the actual and current price of one currency in terms of the other. The budgeted spot exchange rate is estimated by the company to be the rate of a foreign-exchange contract for immediate delivery at a certain point of time. Normally, companies estimate or forecast the spot exchange rate to plan, budget and form expectations and strategic plans. This rate can be estimated by the company’s researchers, economists or third party consultants. The forward rate is the rate of a foreign-exchange contract for future delivery With regards to the case study of XJP Company, the forecasted or budgeted spot exchange rates proved to be deviating from the actual average forward rates. For example, in 2003, the company budgeted spot exchange rate (euro/Rmb) at 8. and since the expected import purchase was million 121 euros, the company estimated import purchases to be (8. 6 X million 121 euro), which is Rmb 1. 0406 billion. However, as the actual average forward rate of the euro reached 9. 22, the company’s actual cost of imports recorded Rmb 1. 11562 billion, resulting in Rmb 75. 020 million losses due to cost of hedging. With regard to 2004 budget figures, the company budgeted spot exchange rate (euro/R mb) at 9. 8 and since the expected import purchase was million 145 euros, the company estimated import purchases to be (9. X million 145 euro), which is Rmb 1. 42296 billion. However, as the actual average forward rate of the euro reached 10. 5, the company’s actual cost of imports recorded Rmb 1. 5246 billion, resulting in Rmb 101. 64 million losses due to cost of hedging. Analyzing the effect of the exchange rate movement and cost of hedging on the financial figures of XJP, JJ underestimated the significant role played by exchange rate movement and cost of hedging on the gross cost of product sold of its subsidiary. It’s obvious that the parent company had set the objective of 20% growth in earning without considering the high cost of hedging and foreign exchange losses. 4. If you were Paul Young, what would you do? The answer to this question depends on whether Paul wants to tradeoff risk for return, in other words, it depends on whether he is concerned about meeting JJ’s objective of achieving 20% growth rate. If he decided to fulfill the JJ’s objected growth rate, then he is advised not to hedge against foreign exchange movements. Under this situation, he will expose the company to a greater currency risk, while at the same time, he would be able to meet and fulfill the required growth rate by the parent company. On the other hand, if Paul decided to hedge XJP’s position and its gross cost of goods sold against currency risk, he would definitely fail to meet JJ’s expectations due to high cost of hedging, while at the same time, he will expose his company (XJP) to a much lower currency risk. In other words, if Paul happened to be a conservative manager, he will most probably favor hedging the company’s gross cost of products sold against currency movements, therefore, sacrificing high profit rates. However, if he happened to be an aggressive and risk taking manager, them he would choose to unhedge the company’s gross cost of products sold therefore, exposing XJP Company to a much greater currency risk.

Truckers Can Your Resume Go the Distance

Truckers Can Your Resume Go the Distance Once you’ve finished your CDL schooling, it’s time to put that learning and license to good use, and a well-curated resume can get you there!  According to AllTruckJobs.com, â€Å"The major traits you want to capitalize on are which kind of certified license you have, your positive safety record, and your healthy physical exam results.† Don’t make the mistake of thinking a trucking resume needs less polished formatting or careful proofreading than a desk job application! Begin by putting your name and contact information front and center–if you don’t already have a professional email address (like Tom.Lennox@gmail.com, as opposed to HotRod9700@hotmail.com) make sure you open an account and check it regularly.Include a  Career Objective next, which is  a short statement introducing you and describing why you’re the best fit for the job, like this:  Ã¢â‚¬Å"Dry Haul Driver with over 4 years experience with zero accidents. Possesse s a Class A License.†Then move on to a list of your Professional Experience–starting with the most recent and working backwards. With concise bullet points, emphasize the specific responsibilities you mastered with each position, particularly any unusual or high-skill aspects of the job. Employers like to see well-rounded applications who have experience in all aspects of the job. Make sure you use a consistent tense and format for each bullet, (i.e. â€Å"Drove mix truck†¦, Conducted inspections†¦, Operated levers†¦,† NOT â€Å"Load materials†¦, Trained employees†¦, Follow guidelines†¦Ã¢â‚¬ ).Next is the Additional Skills section, which you can alternatively call a Highlights section and put before your experience if you’d prefer to show off your skills (or if you’ve got less on-the-job experience to promote).   This section can be an even pithier list of your defining characteristics - Reliable; Safety-minded; De fensive Driver, Customer-Oriented, Experienced Navigator; Clean DMV Record; Efficient and Punctual, etc. If your resume is looking a little barren, consider spending some time bulking it up with vehicle repair classes or even a first aid certification–anything that will make it clear you’re an asset to have on the road.Lastly, the Education and License sections! Give the name of your school and the class of your license.Have a friend with excellent communication skills look over your resume for grammar and punctuation issues, then start sending it out to land the gigs that will take you across the country in style!The Road Ready Truck Driver ResumeRead More at www.alltruckjobs.com

New 2018 PSAT Percentiles and Selection Index

New 2018 PSAT Percentiles and Selection Index SAT / ACT Prep Online Guides and Tips Your PSAT score report will show you a myriad of scores, including your total score, section scores, subscores, percentiles, and Selection Index (SI). This guide will focus on the last two pieces of data: your PSAT score percentiles and Selection Index. Because it’s important to understand how the other scores in your reportrelate to your PSAT percentiles and Selection Index, we’ll start with a quick review of terms. If you’re one of many students or parents looking for directions out ofthe complex mazethat is the PSAT score report, read on to have the path illuminated! What Scores Will You See on Your PSAT Score Report? If you took the PSAT, then you know your score report contains a lot of data. The various scores fall on different scales, and all of them arecalculated from your raw score, or the total number of questions you got right.In other words, your raw score is made up of one point for every correct answer. Note that you don’t get any deductions for wrong or skipped answers. Let’s take a moment to define the various scores you'll see on your PSAT score report to clear up any confusion and revealwhere your percentiles and Selection Index come from. Total score- the sum of your two PSAT section scores, ranging between 320 and 1520. Section scores (2)- a score for Math and a score for Evidence-Based Reading and Writing (EBRW), both between 160 and 760. Test scores (3)- separate scores for Math, Reading, and Writing Language, all between 8 and 38. Cross-test scores (2)- scores to measure your performance on Analysis in History/Social Studies and Analysis in Science questions taken from all three subject areas (Math, Reading, and Writing); these scores range from 8 to 38 (as test scores do) Subscores (7)- scores to measure your performance on PSAT questions in seven specific skill areas: Command of Evidence, Words in Context, Expression of Ideas, Standard English Conventions, Heart of Algebra, Problem Solving Data Analysis, and Passport to Advanced Math; each subscore ranges from 1 to 15 Nationally Representative Percentile- shows how your scores compare with scores of all US students in your grade, including those who typically don'ttake the PSAT User Percentile- shows how your score compares with scores of US students in your grade who typically take the PSAT Selection Index- a scoring system used by the National Merit Scholarship Corporation to determine eligibility for Commended Scholar, Semifinalist, and Finalist As you can see, there are a lot of scores on your PSAT score report. Your section and total scores, along with the percentiles they fall in, are by far the most important for understanding your performance on the test. Your cross-test scores and subscores are useful asfeedback on your strengths and weaknesses as a test taker. You can use this feedback to help you prep for the PSAT again (if you’re a younger student) or to get ready for the SAT if you’re already a junior. Now that we’ve defined these scores, let’s consider the metric that compares your performance with that of other test takers: your PSAT percentiles. Read on so you, too, can magically juggle percentiles in the palms of your hands. What to Know About PSAT Percentiles PSAT percentiles are useful because they compare your exam performance with that of other test takers in your grade. If you scored in the 90th percentile, for example, you scored the same as or higher than 90% of test takers (the remaining 10% scored higher than you). As explained above, the Nationally Representative Percentile takesinto account all students, even those who don’t typically take the PSAT. This percentile includes students who didn't take the test, but who, on the whole, presumably would have scored lower if they had. The Nationally Representative percentile appears to be based on the population of all US students in a certain grade rather than on the population of PSAT test takers in a certain grade.For this post, we’ll focus on User Percentiles,which are calculated based on the performance of students who actually tookthe PSAT. If these two percentiles seem confusing, it’s because they are. In fact, somecritics have questioned the accuracy of both percentiles, suggesting that they're inflated and "presentinga rosier picture† of student PSAT scores to sway students toward the SATand away fromthe ACT. While it’s unclear whether or not these criticisms are warranted, it does appear that the data has the potential to fluctuate in the future. For now, these are the percentile charts that the College Board released in 2018. They show how your total and section PSAT scores get represented by percentiles. Critics of the PSAT might be right to be suspicious. As many people know, 73.6% of statistics are made up on the spot. PSAT Total Scores to Percentiles This chart, based on the College Board's 2018 PSAT scores report,shows the User Percentiles for total PSAT scores.You can also check outour other guides if you want to learn more about PSAT percentiles for sophomores or freshmen. Whether you want to check these percentiles against your own score report or are looking up your results on a PSAT practice test, you can find your percentiles by locating your total PSAT test score. Again, this willrange between 320 and 1520 and is the sum of your two section scores (Math and EBRW). If you scored 650 in Evidence-Based Reading and Writing and 700 in Math, for example, your total PSAT score would be 650 + 700 = 1350. Based on the chart, you can see that a total score of 1350 falls in the 94th percentile. Scroll down to find yours or, conversely, to see what you would need to score to make it into your target percentile. Total Score Percentile Total Score Percentile 1520 99+ 1070 62 1510 99+ 1060 60 1500 99+ 1050 58 1490 99+ 1040 56 1480 99 1030 54 1470 99 1020 52 1460 99 1010 51 1450 98 1000 49 1440 98 990 47 1430 98 980 45 1420 97 970 43 1410 97 960 41 1400 97 950 40 1390 96 940 38 1380 96 930 36 1370 95 920 34 1360 95 910 32 1350 94 900 31 1340 94 890 29 1330 93 880 27 1320 93 870 26 1310 92 860 24 1300 91 850 23 1290 91 840 21 1280 90 830 20 1270 89 820 18 1260 88 810 17 1250 87 800 15 1240 86 790 14 1230 85 780 12 1220 84 770 11 1210 83 760 10 1200 82 750 9 1190 81 740 8 1180 79 730 7 1170 78 720 6 1160 77 710 5 1150 75 700 4 1140 74 690 3 1130 72 680 3 1120 70 670 2 1110 69 660 2 1100 67 650 2 1090 65 590-640 1 1080 63 580 and below 1- Learning any new skill takes hours of dedicated practice. Doing well on the PSAT is no different! PSAT Section Scores to Percentiles While the chart above shows PSAT percentiles represented by total scores, this next one shows the percentiles assigned to section scores. As described above, you’ll get two section scores on the PSAT: one for Math and one for Evidence-Based Reading and Writing. Each score isbetween 160 and 760. Just like in the chart above, you can use the following chart to find your percentiles ortofind out what scores you need to achieve your target percentile on a particular PSAT section. In addition to helping you prep and interpret your PSAT scores, whether on practice tests or the real thing, percentiles can be helpful for estimating your chances of gettingNational Merit distinction. We'll talk more about why this matters in a moment. Section Score EBRW Percentile Math Percentile 760 99+ 99+ 750 99+ 99 740 99 98 730 99 97 720 98 96 710 97 96 700 96 95 690 95 94 680 94 93 670 93 93 660 91 92 650 89 91 640 88 90 630 86 89 620 84 87 610 81 85 600 79 83 590 76 81 580 73 78 570 70 75 560 67 72 550 63 69 540 60 65 530 56 62 520 53 58 510 49 55 500 46 52 490 43 48 480 39 44 470 36 40 460 33 36 450 31 33 440 28 29 430 25 26 420 22 23 410 20 19 400 17 16 390 15 13 380 12 10 370 10 9 360 8 7 350 6 5 340 5 4 330 3 3 320 2 2 310 2 2 300 1 1 290 1 1 280 1 1 270 1- 1 260 1- 1- 250 and below 1- 1- If you're aiming for National Merit, you need to know your Selection Index score. How Do PSAT Percentiles Relate to National Merit? Students who score highly on the PSAT their junior year might qualify for National Merit distinction. The top 3-4% of scorers every year are named Commended Scholars, while the top 1% are named Semifinalists and can potentially go on to become Finalists and scholarship recipients. Your percentiles on your PSAT score report are an estimate rather than an exact prediction of your chances of National Merit. The National Merit Scholarship Corporation actually uses its own scale called a Selection Index (SI) to determine National Merit. The NMSC compares students nationally for Commended Scholar but determines eligibility on a state-by-state basis for Semifinalist. It uses this state-by-state system to ensure there is an even distribution of Semifinalist awards throughout the country. This discussion of National Merit brings us to an important piece of data: your Selection Index. What Is the Selection Index? Your score report will give you your Selection Index (SI) score; you can also calculate this yourself, as you’ll see below. Your Selection Index will look much different from your total PSAT score since it ranges between 48 and 228. To be named National Merit Semifinalist, you’ll need a Selection Index score at or above a certain cutoff. Each state’s cutoff is different (usually students testing in New Jersey; Washington, DC; and abroad have the highest ones) and changes from year to year. Based on reports from students around the country, we've compiled the full list of 2018 cutoffs for each state. If you took the PSAT as a junior, you can check out our National Merit Semifinalist guide to get a sense of whether or not you might qualify. Remember that cutoffs can change from year to year. So where does this Selection Index score between 48 and 228 come from? Read on to find out. Calculating your Selection Index score is easy. All you need is a calculator, a spoon, a Yukon Gold potato, and a dozen European coins. How to Calculate Your Selection Index Score Your Selection Index score is calculated from your PSAT test scores. As you saw in the glossary at the beginning of this guide, you get three test scores: one for Math, one for Reading, and one for Writing and Language. Each test score ranges from 8 to 38. If you take the PSAT/NMSQT, your score report will show you your Selection Index. You can also easily calculate this score yourself by adding your three test scores together and multiplying the sum by 2. The chart below shows how you would calculate your Selection Index score if you earned a 35 in Reading, a 32 in Writing and Language, and a 37 in Math: Section Score Sum x 2 Selection Index Score Reading 35 (35 + 32 + 37) x 2 = 208 Writing and Language 32 Math 37 If you scored in top percentiles and think you might be eligible for National Merit, you can check out our state-by-state cutoffs for the 2018 PSAT. In closing, let’s review what you need to know about the PSAT scoring system, particularly the percentiles and Selection Index. Key Points: Scores on the PSAT The PSAT is scored on a scale from 320 to 1520. Its scale is shifted down from the SAT’s scale, which is 400-1600, to account for the fact that the PSAT is a somewhat easier test. Your Reading and Writing and Language performances are reported together as a single Evidence-Based Reading and Writing score between 160 and 760. Your other section score is Math and also ranges between 160 and 760. Your score report will tell you two percentiles: the Nationally Representative and User percentiles. It is generally thought that the User Percentile is the more accurate and useful of the two,as it's based primarily on students who typically take the PSAT. The charts above show the percentiles represented by your total and section scores on the PSAT. If you’re taking and scoring your own PSAT practice tests, you can use the charts to determine what scores you need to achieve to make it into your target percentile. If you score in a top percentile on the PSAT, then you might be named National Merit Commended Scholar or National Merit Semifinalist. The National Merit Scholarship Corporation typically notifies qualifying students in September. While your PSAT score report might look confusing with all its measures and metrics, the various scores on it can actually be extremelyuseful as feedback for your PSAT and SAT prep. If you take the time to comprehend your PSAT score report or calculate these scores on your own from practice tests, you’ll gain valuable insight into your profileas a test taker. You can use this feedback to shape your prep, whether you’re taking the PSAT again or preparing for the very similar SAT. Whatever the case, it’s a good first step to take stock of your academic strengths and weaknesses and design a personalized study plan that will work for you! What’s Next? Now that you’ve gained some insight into PSAT scores, check out our guide to learn about the SAT scoring system.In it, we break down how the SAT is scored and give you scoring charts so you can score your own practice tests. What should you do after you get your PSAT score report? This in-depth guide discusses some next steps everyone should take after getting their PSAT scores. Are you aiming for top scores on the PSAT?Learn all about the test here, and then download PSAT practice tests to help you study. If you’re aiming for National Merit, check out this guide on how to get a perfect score on the PSAT. Want to improve your SAT score by 160 points?We've written a guide about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

LITERATURE Essay Example | Topics and Well Written Essays - 1250 words

LITERATURE - Essay Example Marduk is our next hero from Enuma Elish: The Babylonian Creation Epic. Marduk was born in Apsu, the region of fresh water beneath the surface of the earth. Ea, one of the gods created him and Damkina, his lover bore him. He suckled the teats of goddesses; he was powerful from the start. When Anu, his father’s begetter beheld him, he rejoiced. He made his grandson so perfect that his godhead was doubled. For were his eyes, four were his ears. When his lips moved, fire blazed forth. His four ears were enormous and likewise, they eyes. They perceived everything. Highest among the gods, his form was outstanding. His limbs were very long, his height outstanding. Our third hero is Jesus – God made man in The God of Job. In a mysterious manner, he is believed to b e whole god and whole man. His mother, the Blessed Virgin Mary, conceived him through the power of the Holy Spirit of God the Father Almighty. All this happened to fulfill what the Lord had said through the prophet: â€Å"The Virgin shall be with child and give birth through a son and they shall call him Emmanuel†, a name which means â€Å"God is with us† We can see by now that our three heroes of the Creation are all gods. But where as Jesus (Emanuel) is described as being kind and compassionate to his people, Marduk took advantage of his own, and the men of Uruk became anxious. The dramatic action and dialogue of the Babylonian Creation Epic can be compared to epic writing from the Epic of Gilgamesh and the Homeric epics, which treat human conflicts against a background of divine violence. The introduction of Enkidu into the epic of Gilgamesh was for the purpose of taming Gilgamesh, who, conscious of his own power, was taking advantage of the people of Uruk. The valiant Enkidu, a human counterpart of Gilgamesh himself, served as some kind of a check-and –balance so that,

Health care Concepts Essay Example | Topics and Well Written Essays - 250 words

Health care Concepts - Essay Example It also provides us with the constraints faced by our health care arrangement. Week 4- Rising Costs of Health Care: The rising costs present us with some of the challenges that are faced by the health care arrangement. It helps identify these areas that would need further research and improvements to make the arrangement more efficient. It also shows the goals of the US health care arrangement. Pharmaceutical Industry: Presents us with some knowledge on the industry where drugs are developed, produced and marketed. It presents us with the process that a drug has to go through before it is licensed as a medication. Health care Reform topic provides us with a rubric for discussing the health care policy creation and the changes on the policies. It presents the policies that have been developed on matters affecting the health care arrangement. Health care Reform topic two, introduces us to the debates surrounding the health care arrangement and issues on access, fairness, quality and sustainability of the health care arrangement. Medicare/ Medicaid: In this week we are introduced to the concepts of Medicaid which is a government program that provides health care related services. These are rather separate programs but all fall under the section of health and human services. We are introduced to the services that are provided by these programs. Medical Ethics: This topic introduces the students to the code of ethics that ranges from: compassion, human dignity, and support in the health care, education, improvements in the community, responsibilities of the medical practitioners and the aspects of professionalism and upholding honesty in the health care arrangement. Alternative Medicine: We are introduced to a broad range of approaches, therapies, healing processes and those that are not commonly used and unacceptable in the health care arrangement. Health Care Literacy: In this topic we are introduced to the currency of success essential in